Protecting your jewellery starts with knowing its current value.

An up-to-date insurance valuation provides a detailed assessment of your jewellery and its replacement value, helping you ensure your treasured pieces are appropriately covered should they be lost, stolen or damaged.

Why Have Your Jewellery Valued?

The value of jewellery can change over time as precious metal, gemstone and replacement costs fluctuate. A valuation carried out several years ago may no longer accurately reflect what it would cost to replace your jewellery today.

Having your jewellery professionally valued can provide your insurer with the information they need and help ensure you have the appropriate level of cover in place.

Insurance valuations may be suitable for:

• Engagement and wedding rings
  
• Diamond and gemstone jewellery
  
• Gold and precious metal jewellery
  
• Antique and vintage pieces
  
• Inherited jewellery
  
• Individual pieces or jewellery collections
  

What Does an Insurance Valuation Include?

Your jewellery will be carefully assessed, taking into consideration the materials, gemstones, condition, construction and other relevant characteristics of the piece.

The purpose of the valuation is to establish an appropriate replacement value for insurance purposes, rather than the amount the jewellery might achieve if sold.

Keeping Your Valuation Up to Date

If your jewellery hasn't been valued for several years, it may be worth having it reassessed.

Keeping valuations current can help ensure that changes in replacement costs are reflected in your insurance documentation.

Your individual insurer may have its own requirements regarding valuations and how frequently they should be updated, so we recommend checking your policy where necessary.

Arrange Your Insurance Valuation

Visit us in store with the jewellery you would like valued and a member of our team will be happy to discuss your requirements.

If you have several pieces or an entire collection that requires valuation, please contact us beforehand so we can advise on the best way to arrange your appointment.